Terms of Use

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the DECA Portal (the "Portal"), including all content, functionality, and services made available through the Portal.

By accessing or using the Portal, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as DECA's Privacy Policy. If you do not agree, you must discontinue use of the Portal.

2. Scope and Purpose of the Portal

The Portal is a secure digital platform designed to support DECA Analytics' services, including but not limited to incentives, compliance, advisory, and access to capital engagements.

The Portal is intended to facilitate information exchange, document management, workflow tracking, and communication in connection with services provided by DECA. Use of the Portal does not create a separate contractual relationship beyond any existing services agreement with DECA.

3. Authorized Users and Access

3.1 Authorized Use

Access to the Portal is limited to:

  • Authorized clients and their designated representatives
  • Authorized DECA personnel
  • Other users expressly approved by DECA

You may only use the Portal for lawful purposes and in connection with your engagement with DECA.

3.2 Account Credentials

You are responsible for maintaining the confidentiality of your login credentials and for all activity conducted under your account. You agree not to share credentials or permit unauthorized access.

DECA reserves the right to suspend or revoke access if it believes credentials have been compromised or misused.

4. User Responsibilities

By using the Portal, you agree to:

  • Provide accurate, complete, and timely information
  • Upload only information and documents you are authorized to share
  • Comply with all applicable laws and regulations
  • Use the Portal in good faith and for its intended purpose

DECA is not responsible for delays, errors, or outcomes resulting from incomplete, inaccurate, or untimely information submitted through the Portal.

5. Prohibited Activities

You may not:

  • Attempt to gain unauthorized access to the Portal or its systems
  • Interfere with or disrupt the Portal's operation or security
  • Upload malicious code or harmful content
  • Use the Portal for unlawful, fraudulent, or misleading purposes
  • Reverse engineer, copy, or misuse proprietary Portal features

DECA may take appropriate action, including suspension or termination of access, in response to violations.

6. Confidentiality and Data Handling

Information accessed or submitted through the Portal may include confidential, proprietary, or sensitive data.

Users must treat all such information as confidential and may not disclose it to unauthorized third parties, except as required by law or authorized by DECA and applicable agreements.

7. Use of Artificial Intelligence

Certain Portal features may use AI-assisted tools to help structure information, generate draft reports, or improve efficiency.

  • AI does not make final determinations or approvals
  • All outputs are subject to human review
  • AI-assisted content is informational and does not replace professional judgment

Use of AI tools through the Portal does not alter DECA's or the client's obligations under applicable service agreements.

8. Intellectual Property

All Portal software, workflows, templates, methodologies, and system-generated materials are owned by or licensed to DECA and are protected by intellectual property laws.

Use of the Portal does not grant users ownership or license rights to DECA's proprietary materials beyond what is necessary for the applicable engagement.

9. Monitoring and Security

DECA may monitor Portal activity to:

  • Maintain security and system integrity
  • Ensure compliance with these Terms
  • Investigate potential misuse

Monitoring is conducted to protect users and the platform, not for surveillance purposes.

10. Third-Party Services

The Portal may integrate with third-party service providers to support hosting, authentication, analytics, or communication. DECA is not responsible for third-party practices, which are governed by their own terms and privacy policies.

11. Availability and Disclaimers

The Portal is provided "as is" and "as available." DECA does not guarantee uninterrupted or error-free access.

AI-assisted outputs and system-generated materials are drafts and informational only and should not be relied upon as final determinations.

12. Limitation of Liability

To the fullest extent permitted by law, DECA shall not be liable for any indirect, incidental, consequential, or punitive damages arising from use of the Portal, including loss of data, business interruption, or unauthorized access resulting from user negligence.

13. Suspension and Termination

DECA reserves the right to suspend or terminate Portal access at any time, with or without notice, including upon:

  • Violation of these Terms
  • Termination or expiration of services
  • Security concerns or misuse

Upon termination, access to the Portal and its contents may be revoked.

14. Relationship to Services Agreement

These Terms govern Portal use only. They do not replace, amend, or supersede any services agreement, engagement letter, or other contract between DECA and its clients.

In the event of a conflict, the applicable services agreement shall control.

15. Governing Law

These Terms are governed by the laws of the Commonwealth of Puerto Rico, without regard to conflict-of-law principles.

16. Changes to These Terms

DECA may update these Terms from time to time. Updates will be effective upon posting within the Portal. Continued use of the Portal constitutes acceptance of the updated Terms.

17. Contact Us

If you have questions about these Terms, please contact support@deca.pr.

By accessing or using the DECA Portal, you acknowledge that you have read, understood, and agree to these Terms of Use.